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One metric, above all others, predicts your earning income better than anything.

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0:00there's one metric above all others that predicts your earning income better than anything. It's not your race, it's not your gender, not your IQ. Think how crazy that is. It's not even your IQ. It's the zip code you were born in. When you go to college, you can figuratively change your zip code because you change your environment and the people you know, and more importantly, the people you compare yourself to. People who go to college, in general, have more money, come from higher socioeconomic families.

0:26Well, if those people had just gone out on their own, would they have just made the same amount of money? College may add value to people who didn't already get that value given to them.