For context, I do not ask people to do things that I haven’t done.

0:00So, if you were 20 years old right now, you would have $50 million saved up at the end. You do the thing that I'm about to tell you. You take on an extra job. That means you drive Uber. You go to your boss and say, "I have more time. Can I do someone else's job, or can I look at other jobs and take portions of that for more pay?" You make an extra $2,500 a month, and you put that every single month towards just investing in the S&P 500, and we're not touching it. If you did that for 55 years, you'd have $52 million at the end. So, the question just comes down to who you want that $50 million to belong to. Do you want it to belong to the banks and their shareholders, or do you want it to belong to you?